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Privacy Policy

This privacy policy explains how Elect Capital (“Elect”, “we”, “us”) collects, uses, and protects your personal information when you use our website electcapital.au and our services in Australia.

Information we collect

We may collect the following information:

  • Identity and contact details
  • Business information
  • Financial information
  • Technical data (including cookies)
  • Communications data
How we use your information

We use your information only where we have a lawful basis under applicable privacy and data protection laws, such as:

  • To perform a contract with you
  • To comply with legal obligations
  • Where it is in our legitimate interests
  • Where you have given consent
Sharing your information

We may share your information with:

  • Funding partners
  • Service providers who support our operations
  • Regulators and authorities where required by law
Data security and retention

We take appropriate technical and organisational measures to protect your personal data. We will retain your data only for as long as necessary to fulfil the purposes we collected it for.

Your rights

You may have rights under applicable data protection law, including rights to access, correct, erase, restrict, or object to our use of your data, and rights to data portability where available.

Contact us

If you have questions about this policy or your data rights, contact us at:

  • Email: hello@electcapital.com
  • Elect Capital
  • Region: Australia
Information provided via forms

When you complete an enquiry form, loan application, or other submission on our Site, we collect the personal and business information you provide. We use this information to:

  • Assess your eligibility for funding and process your application
  • Communicate with you regarding your application or enquiry
  • Share necessary details with our funding partners and service providers to facilitate the application process
  • Meet our legal and regulatory obligations

By submitting your details through our Site, you consent to us using your information in this way, in accordance with this Privacy Policy.

Elect Capital provides business funding solutions for Australian businesses. Product availability, underwriting criteria, and terms vary by jurisdiction and applicant profile. We may pay commission to introducers or referral partners where permitted by applicable law.

Elect Capital provides finance solutions to Australia SMEs, operating transparently in accordance with applicable laws and regulations.